Primelending, a Plainscapital in Idaho vs the state
3.7%Denial rate-10.80 pts vs state
4.1%Decision denial rate-13.40 pts vs state
79.7%Origination rate+16.67 pts vs state
6.49%Median rate-0.13 pts vs state
0.13Rate spread (pts)-0.02 pts vs state
$109kMedian applicant income
153Loans originated
7Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 405 | 306 | 4.0% | 6.63% | #47 |
| 2024 | 339 | 256 | 2.4% | 6.75% | #56 |
| 2025 | 192 | 153 | 3.7% | 6.49% | #87 |
What Primelending, a Plainscapital lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 103 | 81 | 0 | 0.0% |
| Canyon County | 31 | 29 | 0 | 0.0% |
| Gem County | 6 | 5 | 0 | 0.0% |
| Payette County | 6 | 4 | 2 | 33.3% |
| Bonneville County | 5 | 5 | 0 | 0.0% |
| Teton County | 4 | 2 | 1 | 25.0% |
| Washington County | 3 | 3 | 0 | 0.0% |
| Elmore County | 3 | 2 | 0 | 0.0% |
| Bingham County | 3 | 2 | 0 | 0.0% |
| Kootenai County | 3 | 2 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 192 applications in 2025, of which 153 were originated and 7 denied.
3.7% of all applications, or 4.1% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Primelending, a Plainscapital originated in Idaho in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology