Primary Residential Mortgage in Mississippi vs the state
35.7%Denial rate+12.79 pts vs state
55.6%Decision denial rate+27.11 pts vs state
28.6%Origination rate-24.30 pts vs state
6.63%Median rate-0.13 pts vs state
0.66Rate spread (pts)+0.33 pts vs state
$71kMedian applicant income
4Loans originated
5Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 13 | 11.1% | 6.75% | #235 |
| 2024 | 10 | 7 | 20.0% | 6.75% | #288 |
| 2025 | 14 | 4 | 35.7% | 6.63% | #266 |
What Primary Residential Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yalobusha County | 4 | 0 | 2 | 50.0% |
| Rankin County | 3 | 1 | 1 | 33.3% |
| Pearl River County | 1 | 0 | 1 | 100.0% |
| Yazoo County | 1 | 0 | 1 | 100.0% |
| Jones County | 1 | 0 | 0 | 0.0% |
| Webster County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Humphreys County | 1 | 0 | 0 | 0.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 14 applications in 2025, of which 4 were originated and 5 denied.
35.7% of all applications, or 55.6% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Primary Residential Mortgage originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology