Presidential Bank in Mississippi vs the state
0.0%Denial rate-22.92 pts vs state
0.0%Decision denial rate-28.45 pts vs state
85.7%Origination rate+32.84 pts vs state
6.37%Median rate-0.38 pts vs state
-0.14Rate spread (pts)-0.47 pts vs state
$86kMedian applicant income
6Loans originated
0Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 5 | 0.0% | 6.25% | #313 |
| 2025 | 7 | 6 | 0.0% | 6.37% | #320 |
What Presidential Bank lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Presidential Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lamar County | 2 | 1 | 0 | 0.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
| Lauderdale County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Lawrence County | 1 | 1 | 0 | 0.0% |
| Hinds County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 7 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Presidential Bank originated in Mississippi in 2025 was 6.37%, against a statewide median of 6.75%.
About this data. Figures are Presidential Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology