Premia Mortgage, LLC DBA Premia Relocation Mortgage · Tennessee · 2025

Premia Mortgage, LLC DBA Premia Relocation Mortgage in Tennessee: approval rate, denial rate and rates (2025)

Premia Mortgage, LLC DBA Premia Relocation Mortgage took 93 mortgage applications in Tennessee in 2025, ranking #333 of 1,274 lenders active in the state. It originated 75.3% of them and denied 4.3% (5.3% of the applications it decided), against a statewide denial rate of 17.1%.

93Applicationsin TN
5.3%Decision denial ratestate 21.7%
6.15%Median ratestate 6.62%
$435,000Median loanstate $225,000
$34MVolume22 counties

Premia Mortgage, LLC DBA Premia Relocation Mortgage in Tennessee vs the state

4.3%Denial rate-12.84 pts vs state
5.3%Decision denial rate-16.35 pts vs state
75.3%Origination rate+17.19 pts vs state
6.15%Median rate-0.47 pts vs state
-0.11Rate spread (pts)-0.34 pts vs state
$162kMedian applicant income
70Loans originated
4Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
202361516.6%6.25%#367
2024113882.7%6.38%#281
202593704.3%6.15%#333

What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in Tennessee

By loan purpose

Home purchase 88 95% · 4.6% denied
Refinance 5 5% · 0.0% denied

By loan type

Conventional 66 71% · 4.6% denied
FHA 11 12% · 9.1% denied
VA 16 17% · 0.0% denied

Why it denied Tennessee applicants

Debt-to-income ratio 2 50%
Collateral 2 50%

Where in Tennessee

Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Knox County 16120 0.0%
Williamson County 13102 15.4%
Anderson County 1070 0.0%
Roane County 760 0.0%
Rutherford County 630 0.0%
Maury County 540 0.0%
Davidson County 530 0.0%
Shelby County 541 20.0%
Wilson County 531 20.0%
Loudon County 430 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 93 applications in 2025, of which 70 were originated and 4 denied.

4.3% of all applications, or 5.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in Tennessee in 2025 was 6.15%, against a statewide median of 6.62%.

About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology