Premia Mortgage, LLC DBA Premia Relocation Mortgage in Idaho vs the state
3.3%Denial rate-11.12 pts vs state
3.9%Decision denial rate-13.67 pts vs state
83.3%Origination rate+20.31 pts vs state
6.38%Median rate-0.25 pts vs state
-0.13Rate spread (pts)-0.28 pts vs state
$170kMedian applicant income
25Loans originated
1Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 5 | 0.0% | 6.25% | #311 |
| 2024 | 21 | 18 | 0.0% | 6.40% | #215 |
| 2025 | 30 | 25 | 3.3% | 6.38% | #195 |
What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bonneville County | 13 | 12 | 0 | 0.0% |
| Bingham County | 5 | 4 | 0 | 0.0% |
| Ada County | 4 | 3 | 1 | 25.0% |
| Bannock County | 2 | 2 | 0 | 0.0% |
| Kootenai County | 2 | 0 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| Canyon County | 1 | 1 | 0 | 0.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 30 applications in 2025, of which 25 were originated and 1 denied.
3.3% of all applications, or 3.9% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in Idaho in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology