Plaza Home Mortgage in Oklahoma vs the state
26.2%Denial rate+8.24 pts vs state
29.8%Decision denial rate+6.94 pts vs state
60.3%Origination rate+4.24 pts vs state
6.50%Median rate-0.13 pts vs state
0.54Rate spread (pts)+0.19 pts vs state
$75kMedian applicant income
143Loans originated
62Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 197 | 143 | 7.1% | 6.50% | #112 |
| 2024 | 197 | 94 | 30.0% | 6.63% | #114 |
| 2025 | 237 | 143 | 26.2% | 6.50% | #112 |
What Plaza Home Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 84 | 42 | 25 | 29.8% |
| Cleveland County | 22 | 15 | 3 | 13.6% |
| Grady County | 17 | 9 | 6 | 35.3% |
| Canadian County | 14 | 12 | 2 | 14.3% |
| McClain County | 11 | 8 | 3 | 27.3% |
| Tulsa County | 11 | 8 | 3 | 27.3% |
| Comanche County | 10 | 7 | 2 | 20.0% |
| Pontotoc County | 7 | 7 | 0 | 0.0% |
| Logan County | 7 | 4 | 2 | 28.6% |
| Garvin County | 7 | 4 | 3 | 42.9% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 237 applications in 2025, of which 143 were originated and 62 denied.
26.2% of all applications, or 29.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Plaza Home Mortgage originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology