Plaza Home Mortgage in Montana vs the state
33.9%Denial rate+19.11 pts vs state
38.8%Decision denial rate+20.08 pts vs state
50.0%Origination rate-11.98 pts vs state
6.13%Median rate-0.50 pts vs state
-0.06Rate spread (pts)-0.30 pts vs state
$100kMedian applicant income
28Loans originated
19Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 17 | 11.1% | 6.75% | #101 |
| 2024 | 30 | 20 | 20.0% | 6.50% | #106 |
| 2025 | 56 | 28 | 33.9% | 6.13% | #87 |
What Plaza Home Mortgage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cascade County | 19 | 6 | 11 | 57.9% |
| Flathead County | 11 | 7 | 2 | 18.2% |
| Yellowstone County | 5 | 4 | 1 | 20.0% |
| Missoula County | 4 | 3 | 1 | 25.0% |
| Lake County | 3 | 1 | 1 | 33.3% |
| Teton County | 2 | 1 | 0 | 0.0% |
| Sweet Grass County | 2 | 0 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Gallatin County | 1 | 0 | 1 | 100.0% |
| Granite County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 56 applications in 2025, of which 28 were originated and 19 denied.
33.9% of all applications, or 38.8% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Plaza Home Mortgage originated in Montana in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology