Planet Home Lending in Oregon vs the state
26.5%Denial rate+11.19 pts vs state
27.4%Decision denial rate+8.27 pts vs state
70.1%Origination rate+9.47 pts vs state
5.99%Median rate-0.76 pts vs state
-0.05Rate spread (pts)-0.32 pts vs state
$116kMedian applicant income
82Loans originated
31Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 46 | 30.0% | 5.99% | #175 |
| 2024 | 102 | 70 | 27.5% | 5.99% | #157 |
| 2025 | 117 | 82 | 26.5% | 5.99% | #158 |
What Planet Home Lending lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 18 | 13 | 4 | 22.2% |
| Multnomah County | 15 | 12 | 2 | 13.3% |
| Marion County | 13 | 10 | 3 | 23.1% |
| Clackamas County | 11 | 8 | 3 | 27.3% |
| Lane County | 10 | 6 | 3 | 30.0% |
| Linn County | 7 | 4 | 3 | 42.9% |
| Douglas County | 7 | 5 | 2 | 28.6% |
| Deschutes County | 6 | 4 | 2 | 33.3% |
| Jackson County | 5 | 3 | 1 | 20.0% |
| Clatsop County | 4 | 3 | 1 | 25.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 117 applications in 2025, of which 82 were originated and 31 denied.
26.5% of all applications, or 27.4% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Planet Home Lending originated in Oregon in 2025 was 5.99%, against a statewide median of 6.75%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology