Planet Home Lending in Nebraska vs the state
19.1%Denial rate+6.57 pts vs state
19.5%Decision denial rate+4.40 pts vs state
74.2%Origination rate+6.88 pts vs state
5.99%Median rate-0.63 pts vs state
-0.26Rate spread (pts)-0.48 pts vs state
$112kMedian applicant income
66Loans originated
17Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 6 | 46.2% | 6.06% | #198 |
| 2024 | 55 | 41 | 18.2% | 5.99% | #120 |
| 2025 | 89 | 66 | 19.1% | 5.99% | #111 |
What Planet Home Lending lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 21 | 13 | 4 | 19.0% |
| Lancaster County | 19 | 16 | 2 | 10.5% |
| Sarpy County | 18 | 14 | 3 | 16.7% |
| Platte County | 3 | 1 | 2 | 66.7% |
| Cass County | 3 | 2 | 1 | 33.3% |
| Seward County | 2 | 1 | 1 | 50.0% |
| Box Butte County | 2 | 1 | 1 | 50.0% |
| York County | 2 | 2 | 0 | 0.0% |
| Hall County | 2 | 2 | 0 | 0.0% |
| Dodge County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 89 applications in 2025, of which 66 were originated and 17 denied.
19.1% of all applications, or 19.5% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Planet Home Lending originated in Nebraska in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology