Planet Home Lending in Maine vs the state
11.1%Denial rate-5.22 pts vs state
12.0%Decision denial rate-8.08 pts vs state
81.5%Origination rate+19.31 pts vs state
5.99%Median rate-0.88 pts vs state
0.03Rate spread (pts)-0.30 pts vs state
$69kMedian applicant income
22Loans originated
3Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 10 | 21.4% | 6.19% | #176 |
| 2024 | 24 | 17 | 20.8% | 6.13% | #153 |
| 2025 | 27 | 22 | 11.1% | 5.99% | #153 |
What Planet Home Lending lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 5 | 4 | 1 | 20.0% |
| Penobscot County | 4 | 4 | 0 | 0.0% |
| Lincoln County | 4 | 2 | 1 | 25.0% |
| Androscoggin County | 3 | 3 | 0 | 0.0% |
| Cumberland County | 3 | 2 | 0 | 0.0% |
| Kennebec County | 2 | 2 | 0 | 0.0% |
| Somerset County | 2 | 2 | 0 | 0.0% |
| Waldo County | 2 | 1 | 1 | 50.0% |
| Aroostook County | 1 | 1 | 0 | 0.0% |
| Oxford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 27 applications in 2025, of which 22 were originated and 3 denied.
11.1% of all applications, or 12.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Planet Home Lending originated in Maine in 2025 was 5.99%, against a statewide median of 6.88%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology