Plains Commerce Bank in Maine vs the state
27.3%Denial rate+10.94 pts vs state
33.3%Decision denial rate+13.25 pts vs state
54.6%Origination rate-7.62 pts vs state
6.25%Median rate-0.63 pts vs state
-0.08Rate spread (pts)-0.41 pts vs state
$210kMedian applicant income
6Loans originated
3Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 13 | 11 | 0.0% | 6.88% | #189 |
| 2025 | 11 | 6 | 27.3% | 6.25% | #211 |
What Plains Commerce Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waldo County | 2 | 1 | 0 | 0.0% |
| Cumberland County | 2 | 1 | 1 | 50.0% |
| Sagadahoc County | 2 | 1 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Aroostook County | 1 | 0 | 1 | 100.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
| Oxford County | 1 | 1 | 0 | 0.0% |
| Kennebec County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 11 applications in 2025, of which 6 were originated and 3 denied.
27.3% of all applications, or 33.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Plains Commerce Bank originated in Maine in 2025 was 6.25%, against a statewide median of 6.88%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology