Pike Creek Mortgage Services in Kentucky vs the state
3.2%Denial rate-15.63 pts vs state
4.2%Decision denial rate-19.28 pts vs state
72.4%Origination rate+14.37 pts vs state
6.50%Median rate-0.25 pts vs state
0.29Rate spread (pts)-0.02 pts vs state
$86kMedian applicant income
273Loans originated
12Denied
What Pike Creek Mortgage Services lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Pike Creek Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 155 | 112 | 0 | 0.0% |
| Bullitt County | 34 | 28 | 0 | 0.0% |
| Laurel County | 34 | 23 | 3 | 8.8% |
| Whitley County | 23 | 16 | 2 | 8.7% |
| Warren County | 11 | 10 | 0 | 0.0% |
| Oldham County | 10 | 6 | 0 | 0.0% |
| Shelby County | 9 | 7 | 0 | 0.0% |
| Knox County | 9 | 7 | 2 | 22.2% |
| Hardin County | 9 | 8 | 0 | 0.0% |
| Boyd County | 6 | 5 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 377 applications in 2025, of which 273 were originated and 12 denied.
3.2% of all applications, or 4.2% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Pike Creek Mortgage Services originated in Kentucky in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology