Pike Creek Mortgage Services · Indiana · 2025

Pike Creek Mortgage Services in Indiana: approval rate, denial rate and rates (2025)

Pike Creek Mortgage Services took 137 mortgage applications in Indiana in 2025, ranking #238 of 1,025 lenders active in the state. It originated 72.3% of them and denied 2.2% (2.9% of the applications it decided), against a statewide denial rate of 16.6%.

137Applicationsin IN
2.9%Decision denial ratestate 20.1%
6.25%Median ratestate 6.75%
$225,000Median loanstate $155,000
$25MVolume19 counties

Pike Creek Mortgage Services in Indiana vs the state

2.2%Denial rate-14.38 pts vs state
2.9%Decision denial rate-17.20 pts vs state
72.3%Origination rate+10.01 pts vs state
6.25%Median rate-0.50 pts vs state
0.26Rate spread (pts)-0.11 pts vs state
$76kMedian applicant income
99Loans originated
3Denied

What Pike Creek Mortgage Services lends in Indiana

By loan purpose

Home purchase 114 83% · 2.6% denied
Refinance 14 10% · 0.0% denied
Cash-out refinance 9 7% · 0.0% denied

By loan type

Conventional 65 47% · 0.0% denied
FHA 47 34% · 6.4% denied
VA 8 6% · 0.0% denied
USDA / RHS 17 12% · 0.0% denied

Why it denied Indiana applicants

Debt-to-income ratio 1 33%
Unverifiable information 1 33%
Employment history 1 33%

Where in Indiana

Counties with the most Pike Creek Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 60441 1.7%
Floyd County 29240 0.0%
Scott County 950 0.0%
Harrison County 851 12.5%
Washington County 740 0.0%
Jefferson County 541 20.0%
Orange County 330 0.0%
Crawford County 300 0.0%
Jackson County 330 0.0%
Hamilton County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 137 applications in 2025, of which 99 were originated and 3 denied.

2.2% of all applications, or 2.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Pike Creek Mortgage Services originated in Indiana in 2025 was 6.25%, against a statewide median of 6.75%.

About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology