Philadelphia Mortgage Advisors in New Jersey vs the state
5.0%Denial rate-12.69 pts vs state
5.9%Decision denial rate-17.17 pts vs state
80.0%Origination rate+24.32 pts vs state
6.56%Median rate-0.19 pts vs state
0.03Rate spread (pts)-0.25 pts vs state
$160kMedian applicant income
16Loans originated
1Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 29 | 13.0% | 6.25% | #342 |
| 2024 | 17 | 15 | 0.0% | 6.62% | #461 |
| 2025 | 20 | 16 | 5.0% | 6.56% | #450 |
What Philadelphia Mortgage Advisors lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Philadelphia Mortgage Advisors applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 5 | 3 | 0 | 0.0% |
| Gloucester County | 4 | 4 | 0 | 0.0% |
| Burlington County | 3 | 2 | 0 | 0.0% |
| Cape May County | 2 | 1 | 1 | 50.0% |
| Essex County | 1 | 1 | 0 | 0.0% |
| Middlesex County | 1 | 1 | 0 | 0.0% |
| Salem County | 1 | 1 | 0 | 0.0% |
| Ocean County | 1 | 1 | 0 | 0.0% |
| Atlantic County | 1 | 1 | 0 | 0.0% |
| Hunterdon County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 20 applications in 2025, of which 16 were originated and 1 denied.
5.0% of all applications, or 5.9% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Philadelphia Mortgage Advisors originated in New Jersey in 2025 was 6.56%, against a statewide median of 6.75%.
About this data. Figures are Philadelphia Mortgage Advisors's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology