Peoples Bank in New Jersey vs the state
31.3%Denial rate+13.56 pts vs state
55.6%Decision denial rate+32.51 pts vs state
25.0%Origination rate-30.68 pts vs state
—Median rate
—Rate spread (pts)
$134kMedian applicant income
4Loans originated
5Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 11 | 16.7% | — | #454 |
| 2024 | 19 | 19 | 0.0% | — | #455 |
| 2025 | 16 | 4 | 31.3% | — | #476 |
What Peoples Bank lends in New Jersey
By loan purpose
By loan type
Where in New Jersey
Counties with the most Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Union County | 2 | 0 | 0 | 0.0% |
| Essex County | 2 | 0 | 0 | 0.0% |
| Middlesex County | 2 | 0 | 1 | 50.0% |
| Ocean County | 2 | 1 | 1 | 50.0% |
| Gloucester County | 2 | 0 | 2 | 100.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
| Hudson County | 1 | 0 | 1 | 100.0% |
| Burlington County | 1 | 1 | 0 | 0.0% |
| Salem County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 16 applications in 2025, of which 4 were originated and 5 denied.
31.3% of all applications, or 55.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology