Peak Residential Lending in Oregon vs the state
0.0%Denial rate-15.31 pts vs state
0.0%Decision denial rate-19.16 pts vs state
53.5%Origination rate-7.17 pts vs state
6.25%Median rate-0.50 pts vs state
0.04Rate spread (pts)-0.24 pts vs state
$131kMedian applicant income
31Loans originated
0Denied
What Peak Residential Lending lends in Oregon
By loan purpose
By loan type
Where in Oregon
Counties with the most Peak Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 14 | 5 | 0 | 0.0% |
| Clackamas County | 12 | 5 | 0 | 0.0% |
| Washington County | 12 | 7 | 0 | 0.0% |
| Columbia County | 9 | 5 | 0 | 0.0% |
| Clatsop County | 3 | 3 | 0 | 0.0% |
| Marion County | 3 | 2 | 0 | 0.0% |
| Klamath County | 2 | 1 | 0 | 0.0% |
| Linn County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 58 applications in 2025, of which 31 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Peak Residential Lending originated in Oregon in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Peak Residential Lending's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology