Paramount Residential Mortgage Group in Oregon vs the state
1.3%Denial rate-13.99 pts vs state
1.7%Decision denial rate-17.46 pts vs state
76.2%Origination rate+15.61 pts vs state
6.38%Median rate-0.38 pts vs state
0.15Rate spread (pts)-0.13 pts vs state
$142kMedian applicant income
635Loans originated
11Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 225 | 141 | 3.6% | 6.75% | #103 |
| 2024 | 336 | 244 | 2.1% | 6.99% | #80 |
| 2025 | 833 | 635 | 1.3% | 6.38% | #50 |
What Paramount Residential Mortgage Group lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 205 | 169 | 1 | 0.5% |
| Washington County | 165 | 115 | 3 | 1.8% |
| Clackamas County | 90 | 70 | 0 | 0.0% |
| Deschutes County | 83 | 61 | 4 | 4.8% |
| Marion County | 59 | 40 | 0 | 0.0% |
| Lane County | 51 | 38 | 0 | 0.0% |
| Yamhill County | 26 | 22 | 0 | 0.0% |
| Jackson County | 24 | 19 | 0 | 0.0% |
| Josephine County | 16 | 10 | 1 | 6.3% |
| Douglas County | 14 | 12 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 833 applications in 2025, of which 635 were originated and 11 denied.
1.3% of all applications, or 1.7% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Paramount Residential Mortgage Group originated in Oregon in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology