Panorama Mortgage Group in Oregon vs the state
6.4%Denial rate-8.93 pts vs state
30.0%Decision denial rate+10.84 pts vs state
14.9%Origination rate-45.73 pts vs state
6.49%Median rate-0.26 pts vs state
0.06Rate spread (pts)-0.22 pts vs state
$112kMedian applicant income
7Loans originated
3Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 272 | 158 | 1.5% | 7.00% | #86 |
| 2024 | 401 | 266 | 0.0% | 6.62% | #71 |
| 2025 | 47 | 7 | 6.4% | 6.49% | #234 |
What Panorama Mortgage Group lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Panorama Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 11 | 2 | 0 | 0.0% |
| Marion County | 6 | 1 | 0 | 0.0% |
| Clackamas County | 5 | 1 | 1 | 20.0% |
| Polk County | 5 | 1 | 1 | 20.0% |
| Lane County | 3 | 0 | 0 | 0.0% |
| Baker County | 3 | 0 | 0 | 0.0% |
| Linn County | 3 | 1 | 0 | 0.0% |
| Benton County | 2 | 0 | 0 | 0.0% |
| Crook County | 2 | 0 | 0 | 0.0% |
| Yamhill County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 47 applications in 2025, of which 7 were originated and 3 denied.
6.4% of all applications, or 30.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Panorama Mortgage Group originated in Oregon in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Panorama Mortgage Group's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology