Orion Federal Credit Union in Mississippi vs the state
7.7%Denial rate-15.23 pts vs state
10.0%Decision denial rate-18.45 pts vs state
69.2%Origination rate+16.36 pts vs state
6.00%Median rate-0.75 pts vs state
0.02Rate spread (pts)-0.31 pts vs state
$114kMedian applicant income
18Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 12 | 10.0% | 6.69% | #225 |
| 2024 | 24 | 18 | 12.5% | 6.25% | #219 |
| 2025 | 26 | 18 | 7.7% | 6.00% | #222 |
What Orion Federal Credit Union lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Orion Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 17 | 13 | 1 | 5.9% |
| Marshall County | 3 | 2 | 0 | 0.0% |
| Tate County | 2 | 0 | 0 | 0.0% |
| Lafayette County | 2 | 2 | 0 | 0.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
| Tallahatchie County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 26 applications in 2025, of which 18 were originated and 2 denied.
7.7% of all applications, or 10.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Orion Federal Credit Union originated in Mississippi in 2025 was 6.00%, against a statewide median of 6.75%.
About this data. Figures are Orion Federal Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology