Ony Glo in Georgia vs the state
57.1%Denial rate+37.92 pts vs state
64.0%Decision denial rate+38.93 pts vs state
32.1%Origination rate-21.95 pts vs state
7.25%Median rate+0.63 pts vs state
-0.10Rate spread (pts)-0.37 pts vs state
$90kMedian applicant income
9Loans originated
16Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 13 | 52.3% | 6.88% | #436 |
| 2024 | 28 | 14 | 42.9% | 6.62% | #518 |
| 2025 | 28 | 9 | 57.1% | 7.25% | #528 |
What Ony Glo lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Ony Glo applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 7 | 2 | 5 | 71.4% |
| Fulton County | 4 | 1 | 3 | 75.0% |
| Clayton County | 2 | 0 | 2 | 100.0% |
| Forsyth County | 2 | 2 | 0 | 0.0% |
| Paulding County | 2 | 0 | 2 | 100.0% |
| DeKalb County | 2 | 1 | 0 | 0.0% |
| Troup County | 2 | 2 | 0 | 0.0% |
| Coweta County | 2 | 0 | 2 | 100.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
| White County | 1 | 0 | 1 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 28 applications in 2025, of which 9 were originated and 16 denied.
57.1% of all applications, or 64.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Ony Glo originated in Georgia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Ony Glo's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology