Old National Bank · Mississippi · 2025

Old National Bank in Mississippi: approval rate, denial rate and rates (2025)

Old National Bank took 8 mortgage applications in Mississippi in 2025, ranking #298 of 681 lenders active in the state. It originated 37.5% of them and denied 12.5% (25.0% of the applications it decided), against a statewide denial rate of 22.9%.

8Applicationsin MS
25.0%Decision denial ratestate 28.5%
6.63%Median ratestate 6.75%
$180,000Median loanstate $135,000
$995kVolume5 counties

Old National Bank in Mississippi vs the state

12.5%Denial rate-10.42 pts vs state
25.0%Decision denial rate-3.45 pts vs state
37.5%Origination rate-15.37 pts vs state
6.63%Median rate-0.13 pts vs state
-0.07Rate spread (pts)-0.40 pts vs state
$305kMedian applicant income
3Loans originated
1Denied

What Old National Bank lends in Mississippi

By loan purpose

Home purchase 6 75% · 16.7% denied
Refinance 1 13% · 0.0% denied
Cash-out refinance 1 13% · 0.0% denied

By loan type

Conventional 8 100% · 12.5% denied

Why it denied Mississippi applicants

Insufficient cash 1 100%

Where in Mississippi

Counties with the most Old National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harrison County 410 0.0%
Lee County 100 0.0%
DeSoto County 101 100.0%
Jackson County 110 0.0%
Madison County 110 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 8 applications in 2025, of which 3 were originated and 1 denied.

12.5% of all applications, or 25.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Old National Bank originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.

About this data. Figures are Old National Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology