Old National Bank · Kansas · 2025

Old National Bank in Kansas: approval rate, denial rate and rates (2025)

Old National Bank took 38 mortgage applications in Kansas in 2025, ranking #250 of 766 lenders active in the state. It originated 65.8% of them and denied 5.3% (7.4% of the applications it decided), against a statewide denial rate of 15.0%.

38Applicationsin KS
7.4%Decision denial ratestate 18.3%
6.00%Median ratestate 6.63%
$305,000Median loanstate $165,000
$76MVolume11 counties

Old National Bank in Kansas vs the state

5.3%Denial rate-9.77 pts vs state
7.4%Decision denial rate-10.87 pts vs state
65.8%Origination rate+1.97 pts vs state
6.00%Median rate-0.63 pts vs state
-0.49Rate spread (pts)-0.79 pts vs state
$98kMedian applicant income
25Loans originated
2Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202322179.1%5.88%#271
202445352.2%5.75%#218
202538255.3%6.00%#250

What Old National Bank lends in Kansas

By loan purpose

Home purchase 32 84% · 3.1% denied
Refinance 1 3% · 0.0% denied
Cash-out refinance 5 13% · 20.0% denied

By loan type

Conventional 18 47% · 0.0% denied
FHA 4 11% · 50.0% denied
VA 15 39% · 0.0% denied
USDA / RHS 1 3% · 0.0% denied

Why it denied Kansas applicants

Debt-to-income ratio 2 100%

Where in Kansas

Counties with the most Old National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 1270 0.0%
Geary County 650 0.0%
Sedgwick County 621 16.7%
Pottawatomie County 440 0.0%
Butler County 311 33.3%
Riley County 220 0.0%
Sherman County 110 0.0%
Lincoln County 100 0.0%
Cloud County 110 0.0%
Finney County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 38 applications in 2025, of which 25 were originated and 2 denied.

5.3% of all applications, or 7.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Old National Bank originated in Kansas in 2025 was 6.00%, against a statewide median of 6.63%.

About this data. Figures are Old National Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology