Ohnward Bank & Trust in Iowa vs the state
1.6%Denial rate-11.23 pts vs state
1.8%Decision denial rate-13.51 pts vs state
88.9%Origination rate+20.47 pts vs state
—Median rate
—Rate spread (pts)
$115kMedian applicant income
273Loans originated
5Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 217 | 187 | 2.8% | 6.88% | #89 |
| 2024 | 226 | 193 | 4.0% | — | #86 |
| 2025 | 307 | 273 | 1.6% | — | #73 |
What Ohnward Bank & Trust lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Ohnward Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Linn County | 181 | 163 | 3 | 1.7% |
| Jones County | 33 | 27 | 1 | 3.0% |
| Johnson County | 29 | 23 | 1 | 3.4% |
| Benton County | 10 | 8 | 0 | 0.0% |
| Jackson County | 10 | 10 | 0 | 0.0% |
| Delaware County | 6 | 6 | 0 | 0.0% |
| Dubuque County | 5 | 3 | 0 | 0.0% |
| Polk County | 4 | 4 | 0 | 0.0% |
| Clayton County | 4 | 4 | 0 | 0.0% |
| Clinton County | 4 | 4 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 307 applications in 2025, of which 273 were originated and 5 denied.
1.6% of all applications, or 1.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Ohnward Bank & Trust's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology