NuVision Federal Credit Union in California vs the state
33.1%Denial rate+15.67 pts vs state
37.3%Decision denial rate+14.88 pts vs state
55.6%Origination rate-0.62 pts vs state
4.99%Median rate-1.63 pts vs state
-2.16Rate spread (pts)-2.43 pts vs state
$160kMedian applicant income
672Loans originated
400Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,190 | 635 | 34.8% | 5.63% | #120 |
| 2024 | 1,036 | 592 | 31.2% | 5.99% | #152 |
| 2025 | 1,209 | 672 | 33.1% | 4.99% | #150 |
What NuVision Federal Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most NuVision Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 378 | 194 | 134 | 35.4% |
| Orange County | 312 | 197 | 78 | 25.0% |
| Riverside County | 96 | 49 | 38 | 39.6% |
| Alameda County | 92 | 60 | 24 | 26.1% |
| Contra Costa County | 76 | 42 | 29 | 38.2% |
| San Bernardino County | 74 | 36 | 27 | 36.5% |
| San Diego County | 50 | 24 | 17 | 34.0% |
| Santa Clara County | 19 | 12 | 5 | 26.3% |
| San Mateo County | 11 | 7 | 3 | 27.3% |
| Sacramento County | 11 | 4 | 6 | 54.5% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 1,209 applications in 2025, of which 672 were originated and 400 denied.
33.1% of all applications, or 37.3% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans NuVision Federal Credit Union originated in California in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are NuVision Federal Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology