Nqm Funding in Georgia vs the state
23.3%Denial rate+4.05 pts vs state
25.0%Decision denial rate-0.07 pts vs state
61.6%Origination rate+7.55 pts vs state
7.62%Median rate+1.00 pts vs state
1.37Rate spread (pts)+1.10 pts vs state
$187kMedian applicant income
98Loans originated
37Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 104 | 55 | 18.3% | 8.88% | #304 |
| 2024 | 166 | 109 | 12.1% | 8.00% | #255 |
| 2025 | 159 | 98 | 23.3% | 7.62% | #274 |
What Nqm Funding lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Nqm Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 37 | 28 | 5 | 13.5% |
| Cobb County | 23 | 16 | 6 | 26.1% |
| Fulton County | 23 | 10 | 9 | 39.1% |
| DeKalb County | 12 | 9 | 2 | 16.7% |
| Forsyth County | 5 | 2 | 2 | 40.0% |
| Cherokee County | 5 | 4 | 0 | 0.0% |
| Walton County | 3 | 1 | 2 | 66.7% |
| Douglas County | 3 | 2 | 0 | 0.0% |
| Glynn County | 3 | 2 | 1 | 33.3% |
| Hall County | 3 | 0 | 2 | 66.7% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 159 applications in 2025, of which 98 were originated and 37 denied.
23.3% of all applications, or 25.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Nqm Funding originated in Georgia in 2025 was 7.62%, against a statewide median of 6.63%.
About this data. Figures are Nqm Funding's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology