Norwich Commercial Group in Michigan vs the state
6.3%Denial rate-12.27 pts vs state
14.3%Decision denial rate-8.29 pts vs state
37.5%Origination rate-22.39 pts vs state
6.75%Median rate0.00 pts vs state
0.30Rate spread (pts)-0.10 pts vs state
$69kMedian applicant income
6Loans originated
1Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 13 | 4 | 7.7% | 7.19% | #477 |
| 2025 | 16 | 6 | 6.3% | 6.75% | #464 |
What Norwich Commercial Group lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 6 | 3 | 0 | 0.0% |
| Kalamazoo County | 2 | 0 | 0 | 0.0% |
| Oceana County | 1 | 0 | 0 | 0.0% |
| Ingham County | 1 | 1 | 0 | 0.0% |
| Oakland County | 1 | 1 | 0 | 0.0% |
| Kent County | 1 | 0 | 1 | 100.0% |
| Shiawassee County | 1 | 0 | 0 | 0.0% |
| Calhoun County | 1 | 0 | 0 | 0.0% |
| Gladwin County | 1 | 1 | 0 | 0.0% |
| Macomb County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 16 applications in 2025, of which 6 were originated and 1 denied.
6.3% of all applications, or 14.3% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Norwich Commercial Group originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology