Norwich Commercial Group in Massachusetts vs the state
6.1%Denial rate-10.15 pts vs state
10.4%Decision denial rate-9.56 pts vs state
51.5%Origination rate-11.08 pts vs state
6.25%Median rate-0.38 pts vs state
0.16Rate spread (pts)+0.07 pts vs state
$122kMedian applicant income
68Loans originated
8Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 419 | 287 | 8.6% | 6.75% | #96 |
| 2024 | 365 | 209 | 18.9% | 6.63% | #97 |
| 2025 | 132 | 68 | 6.1% | 6.25% | #218 |
What Norwich Commercial Group lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 41 | 20 | 2 | 4.9% |
| Middlesex County | 18 | 10 | 2 | 11.1% |
| Suffolk County | 12 | 4 | 0 | 0.0% |
| Plymouth County | 12 | 9 | 0 | 0.0% |
| Essex County | 11 | 3 | 1 | 9.1% |
| Norfolk County | 11 | 8 | 1 | 9.1% |
| Bristol County | 10 | 6 | 0 | 0.0% |
| Hampden County | 10 | 3 | 2 | 20.0% |
| Barnstable County | 4 | 3 | 0 | 0.0% |
| Franklin County | 2 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 132 applications in 2025, of which 68 were originated and 8 denied.
6.1% of all applications, or 10.4% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Norwich Commercial Group originated in Massachusetts in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology