Northpointe Bank · Wyoming · 2025

Northpointe Bank in Wyoming: approval rate, denial rate and rates (2025)

Northpointe Bank took 9 mortgage applications in Wyoming in 2025, ranking #149 of 411 lenders active in the state. It originated 77.8% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.6%.

9Applicationsin WY
0.0%Decision denial ratestate 19.6%
6.63%Median ratestate 6.50%
$355,000Median loanstate $235,000
$3.5MVolume5 counties

Northpointe Bank in Wyoming vs the state

0.0%Denial rate-15.56 pts vs state
0.0%Decision denial rate-19.59 pts vs state
77.8%Origination rate+16.77 pts vs state
6.63%Median rate+0.13 pts vs state
0.06Rate spread (pts)-0.17 pts vs state
$118kMedian applicant income
7Loans originated
0Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231060.0%7.19%#131
2024750.0%6.75%#152
2025970.0%6.63%#149

What Northpointe Bank lends in Wyoming

By loan purpose

Home purchase 7 78% · 0.0% denied
Cash-out refinance 2 22% · 0.0% denied

By loan type

Conventional 7 78% · 0.0% denied
VA 2 22% · 0.0% denied

Where in Wyoming

Counties with the most Northpointe Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 440 0.0%
Johnson County 210 0.0%
Albany County 110 0.0%
Carbon County 100 0.0%
Uinta County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 9 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Northpointe Bank originated in Wyoming in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Northpointe Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology