Northpointe Bank in Maine vs the state
3.2%Denial rate-13.10 pts vs state
5.3%Decision denial rate-14.82 pts vs state
54.8%Origination rate-7.33 pts vs state
6.25%Median rate-0.63 pts vs state
-0.18Rate spread (pts)-0.51 pts vs state
$162kMedian applicant income
17Loans originated
1Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 9 | 11.8% | 6.75% | #163 |
| 2024 | 29 | 18 | 6.9% | 6.63% | #144 |
| 2025 | 31 | 17 | 3.2% | 6.25% | #150 |
What Northpointe Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Northpointe Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 12 | 7 | 1 | 8.3% |
| Cumberland County | 5 | 2 | 0 | 0.0% |
| Lincoln County | 2 | 1 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Penobscot County | 2 | 2 | 0 | 0.0% |
| Oxford County | 2 | 1 | 0 | 0.0% |
| Kennebec County | 1 | 1 | 0 | 0.0% |
| Somerset County | 1 | 0 | 0 | 0.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 31 applications in 2025, of which 17 were originated and 1 denied.
3.2% of all applications, or 5.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Northpointe Bank originated in Maine in 2025 was 6.25%, against a statewide median of 6.88%.
About this data. Figures are Northpointe Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology