North American Savings Bank in Kansas vs the state
5.7%Denial rate-9.32 pts vs state
9.5%Decision denial rate-8.76 pts vs state
54.3%Origination rate-9.53 pts vs state
6.38%Median rate-0.25 pts vs state
0.05Rate spread (pts)-0.25 pts vs state
$123kMedian applicant income
19Loans originated
2Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 61 | 9.0% | 6.50% | #155 |
| 2024 | 33 | 23 | 12.1% | 6.63% | #246 |
| 2025 | 35 | 19 | 5.7% | 6.38% | #257 |
What North American Savings Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most North American Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 20 | 13 | 0 | 0.0% |
| Wyandotte County | 5 | 1 | 1 | 20.0% |
| Sedgwick County | 2 | 2 | 0 | 0.0% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| Miami County | 2 | 0 | 1 | 50.0% |
| Leavenworth County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Butler County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 35 applications in 2025, of which 19 were originated and 2 denied.
5.7% of all applications, or 9.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans North American Savings Bank originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are North American Savings Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology