NFM in Maine vs the state
0.0%Denial rate-16.33 pts vs state
0.0%Decision denial rate-20.08 pts vs state
58.8%Origination rate-3.35 pts vs state
7.19%Median rate+0.31 pts vs state
0.69Rate spread (pts)+0.36 pts vs state
$120kMedian applicant income
10Loans originated
0Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 4 | 0.0% | 7.18% | #215 |
| 2025 | 17 | 10 | 0.0% | 7.19% | #181 |
What NFM lends in Maine
By loan purpose
By loan type
Where in Maine
Counties with the most NFM applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 4 | 2 | 0 | 0.0% |
| Kennebec County | 2 | 1 | 0 | 0.0% |
| Somerset County | 2 | 1 | 0 | 0.0% |
| Lincoln County | 2 | 1 | 0 | 0.0% |
| Sagadahoc County | 2 | 2 | 0 | 0.0% |
| Cumberland County | 2 | 1 | 0 | 0.0% |
| Androscoggin County | 1 | 0 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 17 applications in 2025, of which 10 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans NFM originated in Maine in 2025 was 7.19%, against a statewide median of 6.88%.
About this data. Figures are NFM's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology