Nexera Holding in New Jersey vs the state
8.7%Denial rate-8.96 pts vs state
13.8%Decision denial rate-9.24 pts vs state
53.9%Origination rate-1.76 pts vs state
7.38%Median rate+0.63 pts vs state
1.02Rate spread (pts)+0.74 pts vs state
$214kMedian applicant income
179Loans originated
29Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 74 | 6.5% | 8.75% | #200 |
| 2024 | 212 | 127 | 4.3% | 7.75% | #186 |
| 2025 | 332 | 179 | 8.7% | 7.38% | #155 |
What Nexera Holding lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ocean County | 42 | 26 | 2 | 4.8% |
| Middlesex County | 36 | 18 | 3 | 8.3% |
| Bergen County | 33 | 19 | 3 | 9.1% |
| Hudson County | 30 | 16 | 5 | 16.7% |
| Union County | 28 | 13 | 3 | 10.7% |
| Essex County | 26 | 11 | 1 | 3.8% |
| Monmouth County | 22 | 16 | 0 | 0.0% |
| Passaic County | 19 | 9 | 2 | 10.5% |
| Burlington County | 17 | 9 | 1 | 5.9% |
| Camden County | 13 | 10 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 332 applications in 2025, of which 179 were originated and 29 denied.
8.7% of all applications, or 13.8% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Nexera Holding originated in New Jersey in 2025 was 7.38%, against a statewide median of 6.75%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology