Nexera Holding in Indiana vs the state
9.0%Denial rate-7.61 pts vs state
11.5%Decision denial rate-8.60 pts vs state
68.7%Origination rate+6.41 pts vs state
7.63%Median rate+0.88 pts vs state
0.85Rate spread (pts)+0.48 pts vs state
$172kMedian applicant income
46Loans originated
6Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 18 | 4.2% | 9.56% | #412 |
| 2024 | 39 | 24 | 0.0% | 7.75% | #365 |
| 2025 | 67 | 46 | 9.0% | 7.63% | #318 |
What Nexera Holding lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 21 | 16 | 0 | 0.0% |
| Lake County | 9 | 7 | 1 | 11.1% |
| Hamilton County | 6 | 6 | 0 | 0.0% |
| Allen County | 4 | 1 | 1 | 25.0% |
| Howard County | 4 | 3 | 0 | 0.0% |
| LaPorte County | 3 | 1 | 0 | 0.0% |
| Hendricks County | 3 | 3 | 0 | 0.0% |
| Steuben County | 2 | 1 | 0 | 0.0% |
| Shelby County | 2 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 67 applications in 2025, of which 46 were originated and 6 denied.
9.0% of all applications, or 11.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Nexera Holding originated in Indiana in 2025 was 7.63%, against a statewide median of 6.75%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology