Network Funding in South Carolina vs the state
6.4%Denial rate-11.91 pts vs state
7.1%Decision denial rate-16.39 pts vs state
81.6%Origination rate+24.99 pts vs state
6.50%Median rate0.00 pts vs state
0.23Rate spread (pts)+0.01 pts vs state
$76kMedian applicant income
102Loans originated
8Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 285 | 212 | 4.9% | 6.69% | #124 |
| 2024 | 149 | 121 | 4.0% | 6.63% | #199 |
| 2025 | 125 | 102 | 6.4% | 6.50% | #231 |
What Network Funding lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Network Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 67 | 57 | 3 | 4.5% |
| Spartanburg County | 29 | 20 | 3 | 10.3% |
| Anderson County | 10 | 8 | 2 | 20.0% |
| Pickens County | 7 | 7 | 0 | 0.0% |
| Greenwood County | 4 | 4 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Lexington County | 1 | 1 | 0 | 0.0% |
| Richland County | 1 | 1 | 0 | 0.0% |
| Laurens County | 1 | 1 | 0 | 0.0% |
| Oconee County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 125 applications in 2025, of which 102 were originated and 8 denied.
6.4% of all applications, or 7.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Network Funding originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Network Funding's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology