Network Capital Funding in Arizona vs the state
12.6%Denial rate-3.67 pts vs state
55.0%Decision denial rate+34.59 pts vs state
10.3%Origination rate-49.21 pts vs state
6.63%Median rate+0.13 pts vs state
0.01Rate spread (pts)-0.21 pts vs state
$88kMedian applicant income
45Loans originated
55Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 941 | 52 | 24.6% | 6.75% | #69 |
| 2024 | 602 | 55 | 15.3% | 6.25% | #93 |
| 2025 | 438 | 45 | 12.6% | 6.63% | #123 |
What Network Capital Funding lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Network Capital Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 284 | 23 | 33 | 11.6% |
| Pima County | 43 | 4 | 2 | 4.7% |
| Pinal County | 31 | 3 | 8 | 25.8% |
| Yavapai County | 23 | 1 | 3 | 13.0% |
| Mohave County | 20 | 6 | 2 | 10.0% |
| Cochise County | 11 | 3 | 2 | 18.2% |
| Yuma County | 8 | 3 | 4 | 50.0% |
| Navajo County | 7 | 1 | 0 | 0.0% |
| Gila County | 6 | 0 | 1 | 16.7% |
| La Paz County | 3 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 438 applications in 2025, of which 45 were originated and 55 denied.
12.6% of all applications, or 55.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Network Capital Funding originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Network Capital Funding's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology