Neighborhood Loans in Georgia vs the state
76.2%Denial rate+56.97 pts vs state
94.1%Decision denial rate+69.05 pts vs state
0.0%Origination rate-54.09 pts vs state
—Median rate
—Rate spread (pts)
$127kMedian applicant income
0Loans originated
16Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 15 | 21.7% | 6.99% | #536 |
| 2024 | 34 | 24 | 17.7% | 6.88% | #483 |
| 2025 | 21 | 0 | 76.2% | — | #567 |
What Neighborhood Loans lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Neighborhood Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 5 | 0 | 4 | 80.0% |
| Carroll County | 3 | 0 | 3 | 100.0% |
| Cobb County | 2 | 0 | 2 | 100.0% |
| Gwinnett County | 1 | 0 | 1 | 100.0% |
| Lumpkin County | 1 | 0 | 1 | 100.0% |
| Murray County | 1 | 0 | 0 | 0.0% |
| Paulding County | 1 | 0 | 1 | 100.0% |
| Henry County | 1 | 0 | 0 | 0.0% |
| Floyd County | 1 | 0 | 0 | 0.0% |
| Harris County | 1 | 0 | 1 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 21 applications in 2025, of which 0 were originated and 16 denied.
76.2% of all applications, or 94.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Neighborhood Loans's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology