NBKC Bank in Indiana vs the state
17.2%Denial rate+0.59 pts vs state
23.5%Decision denial rate+3.35 pts vs state
55.4%Origination rate-6.86 pts vs state
6.13%Median rate-0.63 pts vs state
-0.02Rate spread (pts)-0.39 pts vs state
$134kMedian applicant income
113Loans originated
35Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 162 | 101 | 7.4% | 6.63% | #202 |
| 2024 | 202 | 115 | 12.9% | 6.38% | #190 |
| 2025 | 204 | 113 | 17.2% | 6.13% | #201 |
What NBKC Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most NBKC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 35 | 21 | 3 | 8.6% |
| Marion County | 26 | 12 | 4 | 15.4% |
| Allen County | 15 | 7 | 3 | 20.0% |
| Lake County | 12 | 8 | 2 | 16.7% |
| Clark County | 11 | 7 | 2 | 18.2% |
| Tippecanoe County | 10 | 8 | 1 | 10.0% |
| Hendricks County | 9 | 5 | 3 | 33.3% |
| St. Joseph County | 9 | 7 | 1 | 11.1% |
| Morgan County | 8 | 4 | 1 | 12.5% |
| Madison County | 6 | 2 | 4 | 66.7% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 204 applications in 2025, of which 113 were originated and 35 denied.
17.2% of all applications, or 23.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans NBKC Bank originated in Indiana in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are NBKC Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology