Navigant Credit Union in Massachusetts vs the state
13.1%Denial rate-3.09 pts vs state
15.9%Decision denial rate-4.10 pts vs state
67.9%Origination rate+5.27 pts vs state
6.50%Median rate-0.13 pts vs state
-0.28Rate spread (pts)-0.37 pts vs state
$177kMedian applicant income
150Loans originated
29Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 139 | 14.8% | 7.00% | #151 |
| 2024 | 231 | 155 | 13.9% | 6.88% | #137 |
| 2025 | 221 | 150 | 13.1% | 6.50% | #149 |
What Navigant Credit Union lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Navigant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bristol County | 129 | 86 | 15 | 11.6% |
| Worcester County | 41 | 28 | 5 | 12.2% |
| Norfolk County | 24 | 16 | 5 | 20.8% |
| Plymouth County | 12 | 10 | 1 | 8.3% |
| Barnstable County | 5 | 4 | 0 | 0.0% |
| Essex County | 3 | 2 | 1 | 33.3% |
| Middlesex County | 2 | 1 | 0 | 0.0% |
| Suffolk County | 2 | 0 | 2 | 100.0% |
| Berkshire County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 221 applications in 2025, of which 150 were originated and 29 denied.
13.1% of all applications, or 15.9% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Navigant Credit Union originated in Massachusetts in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Navigant Credit Union's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology