National Institutes of Health Federal Credit Union in Delaware vs the state
20.0%Denial rate+1.84 pts vs state
25.0%Decision denial rate+2.27 pts vs state
60.0%Origination rate+0.81 pts vs state
5.63%Median rate-1.00 pts vs state
-0.34Rate spread (pts)-0.61 pts vs state
$360kMedian applicant income
3Loans originated
1Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 5 | 14.3% | 6.50% | #289 |
| 2025 | 5 | 3 | 20.0% | 5.63% | #319 |
What National Institutes of Health Federal Credit Union lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most National Institutes of Health Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 5 | 3 | 1 | 20.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 5 applications in 2025, of which 3 were originated and 1 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans National Institutes of Health Federal Credit Union originated in Delaware in 2025 was 5.63%, against a statewide median of 6.63%.
About this data. Figures are National Institutes of Health Federal Credit Union's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology