Mutual of Omaha Mortgage in Oregon vs the state
17.6%Denial rate+2.32 pts vs state
22.4%Decision denial rate+3.20 pts vs state
58.5%Origination rate-2.09 pts vs state
6.25%Median rate-0.50 pts vs state
0.23Rate spread (pts)-0.05 pts vs state
$78kMedian applicant income
415Loans originated
125Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 486 | 288 | 22.4% | 7.10% | #61 |
| 2024 | 556 | 343 | 17.6% | 6.75% | #57 |
| 2025 | 709 | 415 | 17.6% | 6.25% | #59 |
What Mutual of Omaha Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 108 | 69 | 18 | 16.7% |
| Washington County | 73 | 44 | 9 | 12.3% |
| Clackamas County | 67 | 42 | 13 | 19.4% |
| Lane County | 57 | 29 | 7 | 12.3% |
| Jackson County | 52 | 27 | 13 | 25.0% |
| Marion County | 41 | 26 | 5 | 12.2% |
| Deschutes County | 37 | 27 | 4 | 10.8% |
| Umatilla County | 32 | 25 | 3 | 9.4% |
| Lincoln County | 31 | 13 | 10 | 32.3% |
| Coos County | 22 | 8 | 5 | 22.7% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 709 applications in 2025, of which 415 were originated and 125 denied.
17.6% of all applications, or 22.4% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Mutual of Omaha Mortgage originated in Oregon in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology