Municipal Employees Credit Union of Baltimore · Pennsylvania · 2025

Municipal Employees Credit Union of Baltimore in Pennsylvania: approval rate, denial rate and rates (2025)

Municipal Employees Credit Union of Baltimore took 6 mortgage applications in Pennsylvania in 2025, ranking #749 of 1,114 lenders active in the state. It originated 33.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.3%.

6Applicationsin PA
0.0%Decision denial ratestate 22.2%
Median ratestate 6.63%
$90,000Median loanstate $155,000
$150kVolume3 counties

Municipal Employees Credit Union of Baltimore in Pennsylvania vs the state

0.0%Denial rate-18.29 pts vs state
0.0%Decision denial rate-22.21 pts vs state
33.3%Origination rate-27.63 pts vs state
Median rate
Rate spread (pts)
$114kMedian applicant income
2Loans originated
0Denied

What Municipal Employees Credit Union of Baltimore lends in Pennsylvania

By loan purpose

Home purchase 1 17% · 0.0% denied
Refinance 2 33% · 0.0% denied
Home improvement 1 17% · 0.0% denied
Other / HELOC 2 33% · 0.0% denied

By loan type

Conventional 6 100% · 0.0% denied

Where in Pennsylvania

Counties with the most Municipal Employees Credit Union of Baltimore applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 320 0.0%
Butler County 200 0.0%
Montgomery County 100 0.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 6 applications in 2025, of which 2 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Municipal Employees Credit Union of Baltimore's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology