Mortgage Solutions of Colorado in Michigan vs the state
6.3%Denial rate-12.27 pts vs state
8.1%Decision denial rate-14.53 pts vs state
64.3%Origination rate+4.40 pts vs state
7.75%Median rate+1.00 pts vs state
0.99Rate spread (pts)+0.59 pts vs state
$70kMedian applicant income
72Loans originated
7Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 24 | 14.3% | 7.13% | #325 |
| 2024 | 116 | 81 | 4.3% | 7.13% | #252 |
| 2025 | 112 | 72 | 6.3% | 7.75% | #259 |
What Mortgage Solutions of Colorado lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 20 | 13 | 1 | 5.0% |
| Macomb County | 9 | 6 | 0 | 0.0% |
| Oakland County | 7 | 4 | 0 | 0.0% |
| Genesee County | 5 | 2 | 1 | 20.0% |
| Kent County | 5 | 2 | 0 | 0.0% |
| Kalamazoo County | 4 | 2 | 1 | 25.0% |
| Calhoun County | 4 | 1 | 0 | 0.0% |
| Alpena County | 4 | 4 | 0 | 0.0% |
| Muskegon County | 4 | 4 | 0 | 0.0% |
| Ottawa County | 3 | 2 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 112 applications in 2025, of which 72 were originated and 7 denied.
6.3% of all applications, or 8.1% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Mortgage Solutions of Colorado originated in Michigan in 2025 was 7.75%, against a statewide median of 6.75%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology