Mortgage Investors Group in North Carolina vs the state
4.4%Denial rate-13.70 pts vs state
5.6%Decision denial rate-17.24 pts vs state
71.6%Origination rate+13.83 pts vs state
6.38%Median rate-0.13 pts vs state
0.28Rate spread (pts)+0.19 pts vs state
$101kMedian applicant income
197Loans originated
12Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 26 | 7.7% | 6.99% | #361 |
| 2024 | 73 | 37 | 4.1% | 6.49% | #340 |
| 2025 | 275 | 197 | 4.4% | 6.38% | #205 |
What Mortgage Investors Group lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Mortgage Investors Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Guilford County | 65 | 49 | 6 | 9.2% |
| Alamance County | 32 | 29 | 0 | 0.0% |
| Forsyth County | 28 | 21 | 2 | 7.1% |
| Brunswick County | 16 | 14 | 0 | 0.0% |
| Davidson County | 14 | 11 | 1 | 7.1% |
| Wake County | 11 | 3 | 1 | 9.1% |
| Randolph County | 9 | 5 | 0 | 0.0% |
| Stokes County | 7 | 5 | 0 | 0.0% |
| Durham County | 6 | 3 | 1 | 16.7% |
| Rockingham County | 5 | 2 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 275 applications in 2025, of which 197 were originated and 12 denied.
4.4% of all applications, or 5.6% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Mortgage Investors Group originated in North Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Investors Group's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology