Moria Development in Oregon vs the state
4.2%Denial rate-11.14 pts vs state
8.3%Decision denial rate-10.83 pts vs state
43.8%Origination rate-16.87 pts vs state
6.99%Median rate+0.24 pts vs state
0.70Rate spread (pts)+0.42 pts vs state
$104kMedian applicant income
21Loans originated
2Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 33 | 20 | 3.0% | 6.87% | #243 |
| 2025 | 48 | 21 | 4.2% | 6.99% | #230 |
What Moria Development lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Moria Development applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 19 | 9 | 1 | 5.3% |
| Clackamas County | 10 | 3 | 1 | 10.0% |
| Washington County | 8 | 3 | 0 | 0.0% |
| Marion County | 4 | 2 | 0 | 0.0% |
| Columbia County | 2 | 2 | 0 | 0.0% |
| Deschutes County | 2 | 1 | 0 | 0.0% |
| Yamhill County | 2 | 1 | 0 | 0.0% |
| Polk County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 48 applications in 2025, of which 21 were originated and 2 denied.
4.2% of all applications, or 8.3% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Moria Development originated in Oregon in 2025 was 6.99%, against a statewide median of 6.75%.
About this data. Figures are Moria Development's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology