Mlb Residential Lending · Colorado · 2025

Mlb Residential Lending in Colorado: approval rate, denial rate and rates (2025)

Mlb Residential Lending took 6 mortgage applications in Colorado in 2025, ranking #599 of 1,114 lenders active in the state. It originated 66.7% of them and denied 33.3% (33.3% of the applications it decided), against a statewide denial rate of 15.6%.

6Applicationsin CO
33.3%Decision denial ratestate 19.7%
6.31%Median ratestate 6.63%
$490,000Median loanstate $325,000
$2.2MVolume4 counties

Mlb Residential Lending in Colorado vs the state

33.3%Denial rate+17.70 pts vs state
33.3%Decision denial rate+13.67 pts vs state
66.7%Origination rate+6.65 pts vs state
6.31%Median rate-0.31 pts vs state
0.19Rate spread (pts)+0.04 pts vs state
$128kMedian applicant income
4Loans originated
2Denied

What Mlb Residential Lending lends in Colorado

By loan purpose

Home purchase 5 83% · 40.0% denied
Cash-out refinance 1 17% · 0.0% denied

By loan type

Conventional 1 17% · 100.0% denied
FHA 1 17% · 0.0% denied
VA 4 67% · 25.0% denied

Why it denied Colorado applicants

Insufficient cash 2 100%

Where in Colorado

Counties with the most Mlb Residential Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
El Paso County 312 66.7%
Arapahoe County 110 0.0%
Pueblo County 110 0.0%
Jefferson County 110 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 6 applications in 2025, of which 4 were originated and 2 denied.

33.3% of all applications, or 33.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Mlb Residential Lending originated in Colorado in 2025 was 6.31%, against a statewide median of 6.63%.

About this data. Figures are Mlb Residential Lending's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology