Mission Loans in Oregon vs the state
0.9%Denial rate-14.46 pts vs state
3.4%Decision denial rate-15.77 pts vs state
20.9%Origination rate-39.68 pts vs state
8.13%Median rate+1.38 pts vs state
1.83Rate spread (pts)+1.55 pts vs state
$86kMedian applicant income
49Loans originated
2Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 77 | 5 | 3.9% | 6.63% | #166 |
| 2024 | 116 | 22 | 6.0% | 10.38% | #147 |
| 2025 | 234 | 49 | 0.9% | 8.13% | #106 |
What Mission Loans lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 30 | 3 | 1 | 3.3% |
| Multnomah County | 28 | 4 | 0 | 0.0% |
| Lane County | 22 | 6 | 0 | 0.0% |
| Jackson County | 20 | 0 | 0 | 0.0% |
| Marion County | 19 | 6 | 0 | 0.0% |
| Deschutes County | 14 | 5 | 0 | 0.0% |
| Lincoln County | 13 | 2 | 0 | 0.0% |
| Clackamas County | 12 | 3 | 0 | 0.0% |
| Josephine County | 11 | 4 | 0 | 0.0% |
| Coos County | 9 | 4 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 234 applications in 2025, of which 49 were originated and 2 denied.
0.9% of all applications, or 3.4% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Mission Loans originated in Oregon in 2025 was 8.13%, against a statewide median of 6.75%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology