Meridian Bank · Ohio · 2025

Meridian Bank in Ohio: approval rate, denial rate and rates (2025)

Meridian Bank took 11 mortgage applications in Ohio in 2025, ranking #599 of 1,092 lenders active in the state. It originated 45.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

11Applicationsin OH
0.0%Decision denial ratestate 21.9%
6.62%Median ratestate 6.88%
$255,000Median loanstate $155,000
$1.5MVolume10 counties

Meridian Bank in Ohio vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-21.89 pts vs state
45.5%Origination rate-14.45 pts vs state
6.62%Median rate-0.25 pts vs state
0.33Rate spread (pts)-0.06 pts vs state
$188kMedian applicant income
5Loans originated
0Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231290.0%6.88%#582
20251150.0%6.62%#599

What Meridian Bank lends in Ohio

By loan purpose

Home purchase 7 64% · 0.0% denied
Refinance 3 27% · 0.0% denied
Other / HELOC 1 9% · 0.0% denied

By loan type

Conventional 6 55% · 0.0% denied
FHA 2 18% · 0.0% denied
VA 3 27% · 0.0% denied

Where in Ohio

Counties with the most Meridian Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Wayne County 210 0.0%
Franklin County 100 0.0%
Greene County 100 0.0%
Geauga County 100 0.0%
Miami County 110 0.0%
Tuscarawas County 110 0.0%
Portage County 110 0.0%
Lawrence County 100 0.0%
Cuyahoga County 100 0.0%
Athens County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 11 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Meridian Bank originated in Ohio in 2025 was 6.62%, against a statewide median of 6.88%.

About this data. Figures are Meridian Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology