Members Mortgage Services in Nebraska vs the state
21.4%Denial rate+8.90 pts vs state
22.2%Decision denial rate+7.08 pts vs state
67.9%Origination rate+0.58 pts vs state
6.50%Median rate-0.13 pts vs state
0.48Rate spread (pts)+0.25 pts vs state
$84kMedian applicant income
19Loans originated
6Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 2 | 22.2% | 6.44% | #226 |
| 2024 | 17 | 10 | 23.5% | 6.19% | #189 |
| 2025 | 28 | 19 | 21.4% | 6.50% | #181 |
What Members Mortgage Services lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Members Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 13 | 11 | 1 | 7.7% |
| Douglas County | 5 | 1 | 3 | 60.0% |
| Merrick County | 3 | 1 | 1 | 33.3% |
| Buffalo County | 1 | 1 | 0 | 0.0% |
| Phelps County | 1 | 1 | 0 | 0.0% |
| Dawson County | 1 | 1 | 0 | 0.0% |
| Kearney County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
| Sarpy County | 1 | 1 | 0 | 0.0% |
| Clay County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 28 applications in 2025, of which 19 were originated and 6 denied.
21.4% of all applications, or 22.2% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Members Mortgage Services originated in Nebraska in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Members Mortgage Services's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology