Meijer Credit Union in Michigan vs the state
21.2%Denial rate+2.66 pts vs state
21.2%Decision denial rate-1.40 pts vs state
78.8%Origination rate+18.93 pts vs state
7.38%Median rate+0.63 pts vs state
1.40Rate spread (pts)+1.01 pts vs state
$91kMedian applicant income
67Loans originated
18Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 121 | 98 | 18.2% | 7.24% | #246 |
| 2024 | 91 | 78 | 13.2% | 7.50% | #276 |
| 2025 | 85 | 67 | 21.2% | 7.38% | #288 |
What Meijer Credit Union lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Meijer Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kent County | 38 | 35 | 3 | 7.9% |
| Wayne County | 7 | 4 | 3 | 42.9% |
| Ottawa County | 5 | 4 | 1 | 20.0% |
| Montcalm County | 4 | 4 | 0 | 0.0% |
| Eaton County | 3 | 3 | 0 | 0.0% |
| Ingham County | 3 | 1 | 2 | 66.7% |
| Allegan County | 2 | 2 | 0 | 0.0% |
| Muskegon County | 2 | 2 | 0 | 0.0% |
| Macomb County | 2 | 2 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 85 applications in 2025, of which 67 were originated and 18 denied.
21.2% of all applications, or 21.2% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Meijer Credit Union originated in Michigan in 2025 was 7.38%, against a statewide median of 6.75%.
About this data. Figures are Meijer Credit Union's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology