Mazuma Credit Union in Missouri vs the state
23.9%Denial rate+8.79 pts vs state
30.1%Decision denial rate+11.35 pts vs state
55.6%Origination rate-7.10 pts vs state
7.75%Median rate+1.13 pts vs state
0.09Rate spread (pts)-0.26 pts vs state
$99kMedian applicant income
305Loans originated
131Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 210 | 100 | 16.2% | 6.88% | #145 |
| 2024 | 276 | 139 | 9.1% | 6.63% | #133 |
| 2025 | 549 | 305 | 23.9% | 7.75% | #83 |
What Mazuma Credit Union lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Mazuma Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 275 | 155 | 68 | 24.7% |
| Clay County | 81 | 44 | 28 | 34.6% |
| Cass County | 81 | 58 | 12 | 14.8% |
| Platte County | 23 | 18 | 2 | 8.7% |
| Johnson County | 10 | 9 | 1 | 10.0% |
| Lafayette County | 4 | 1 | 2 | 50.0% |
| Ray County | 4 | 2 | 0 | 0.0% |
| Clinton County | 3 | 1 | 2 | 66.7% |
| Bates County | 3 | 3 | 0 | 0.0% |
| Henry County | 3 | 1 | 2 | 66.7% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 549 applications in 2025, of which 305 were originated and 131 denied.
23.9% of all applications, or 30.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Mazuma Credit Union originated in Missouri in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Mazuma Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology